Surprising fact: nearly 40% of workers discover their net pay is far lower than expected after statutory deductions — and most only find out after payday.
You need a clear, updated tool that shows gross pay and a line-by-line breakdown of EPF, SOCSO, EIS, and PCB so you can plan with confidence.
This online free platform gives you an easy interface to compute income and tax scenarios for Residents, Non-Residents, returning experts, and knowledge workers, with 2025 updates in mind.
The interactive view separates gross income from statutory lines. That helps you see how payroll choices affect take-home pay and your employer’s total cost.
Need tailored help? Whatsapp me for more info +6019-3156508 and get quick guidance on your results.
Key Takeaways
- You can estimate take-home pay and statutory deductions fast using an updated online tool.
- The platform clarifies EPF, SOCSO, EIS, and PCB so you understand each line.
- Use the tool for employee or small-scale payroll planning before full system rollout.
- Results reflect 2025 parameters for better local compliance and comparisons.
- Contact via WhatsApp +6019-3156508 for personalized assistance.
Get an Accurate Malaysia Salary Breakdown Today
Get a clear, line-by-line view of your monthly take-home and statutory deductions in seconds.
Enter your monthly salary and residential status to start your calculation
Begin by typing your monthly salary and selecting your residential status (Malaysian, Permanent Resident, Non-Malaysian). Click the calculate button to run the payroll logic and reveal itemised rows for EPF, SOCSO, and EIS.
View your gross pay, statutory contributions, and net pay breakdown
You will see gross pay, each statutory contribution, and the final take-home figure. The interface keeps complex calculations behind the scenes so the result is easy to read and share.
- Compare offers or internal proposals quickly.
- Repeat what-if tests to check different contribution scenarios.
- Contact support: Whatsapp me for more info +6019-3156508.
| Item | Example (RM) | Type |
|---|---|---|
| Gross pay | 4,000 | Income |
| EPF | 440 | Contribution |
| SOCSO | 20 | Contribution |
| EIS | 4 | Contribution |
| Net pay | 3,536 | Take-home |
How to Use Our salary calculator malaysia for Instant EPF, SOCSO, EIS, and PCB Estimates
Start by entering your monthly pay and choosing your residency to get an immediate breakdown.
Enter your monthly salary and residential status to start your calculation
Choose your residency and type your monthly amount. The tool aligns rules to local payroll and gives a reliable starting estimate for an employee.
View your gross pay, statutory contributions, and net pay breakdown
Review the breakdown to confirm gross income, EPF, SOCSO, and EIS contributions and the net figure. Use the included epf calculator if you want to test multiple contribution scenarios quickly.
Current note on PCB (MTD) availability and disclaimer for informational use
PCB (MTD) updates may be in progress and some functions could be temporarily unavailable. Results are provided for informational reference only.
“If PCB data is offline, rely on the tool for EPF, SOCSO and EIS insight until tax rates are restored.”
When to choose “Bonus Only” versus full payslip calculation
To compute bonus-only PCB, enter both your monthly amount and the bonus in one run. Subtract the salary-only PCB to isolate the bonus tax (example: monthly RM5,000; yearly bonus RM5,000; combined PCB RM650; salary-only PCB RM130; bonus-only PCB RM520).
- Use “Bonus Only” to isolate tax on one payment.
- Enter yearly income in the bonus field to estimate annual PCB for a given year and date.
- Keep records and verify final payroll values once PCB availability returns.
| Action | Why | Tip |
|---|---|---|
| Enter monthly amount | Aligns rules for calculation | Select correct residency |
| Run combined tax | Compute bonus and salary together | Subtract salary-only PCB to get bonus tax |
| Use Bonus Only | Isolate bonus contributions | Good for one-off payments |
Need help? Whatsapp me for more info +6019-3156508.
What Your Payroll Deductions Include: EPF, SOCSO, EIS, and Monthly Tax (PCB)
Understand how each statutory line reduces your take-home pay and what triggers different employer shares.
EPF contribution basics: As an employee you contribute 11% of monthly wages. Your employer contributes 13% when wages are RM5,000 or below and 12% above that threshold. Cents are rounded up to the next ringgit for total contributions.
If a bonus pushes a month’s wages above RM5,000 while your base pay is RM5,000 or less, the employer still uses 13% for that month. For employees over age 60 who remain liable, the employer rate is 4% and the employee rate is 0%.
SOCSO and EIS: coverage and timing
SOCSO and EIS follow PERKESO schedules. Both employee and employer make contributions. These payments fund medical care, disability support, work-injury compensation, and job-loss insurance.
PCB and allowable income tax deductions
Monthly tax (PCB) is reduced by approved deductions. Common reliefs include EPF relief (up to RM4,000), life/takaful (up to RM3,000), SSPN (up to RM8,000), education and medical insurance (up to RM3,000), lifestyle claims (up to RM2,500), parents’ medical treatment (up to RM5,000), and higher education fees (up to RM7,000).
| Item | Who pays | Typical rate | Notes |
|---|---|---|---|
| EPF | Employee & Employer | 11% (employee); 13%/12% (employer) | Rounding up to next ringgit; special age rules apply |
| SOCSO | Employee & Employer | Varies by band | Per PERKESO table; funds injury and disability insurance |
| EIS | Employee & Employer | Varies by band | Provides job-loss support and training assistance |
- Use the calculator epf tool when testing wage changes and bonus months to see immediate impact on contributions.
- Run calculations with and without deductions to estimate final income tax and plan receipts for filing.
- Need help classifying an item as wages subject to EPF, SOCSO, or EIS? Whatsapp me for more info +6019-3156508.
Special Cases: Bonuses, Yearly Assessment, and Age-Based EPF Rules
Handling bonuses and yearly tallies needs a clear method so monthly withholding stays accurate.
How to isolate bonus PCB
Run a combined run with your monthly pay plus the bonus, then subtract the monthly salary-only pcb to find the bonus-only tax. For example, combined PCB RM650 minus monthly PCB RM130 equals RM520 for the bonus-only amount.
Yearly assessment and Best-practice checks
To estimate your assessment-year income tax for 2024 or 2025, enter the full annual income in the Bonus field and select the correct year. This gives a quick view of annual tax before filing and lets you include reliefs and deductions.
“Use Bonus Only mode when you need exact statutory contribution figures for a single payout.”
- Use the pcb calculator to run combined and salary-only calculations for a clean subtraction.
- Consider the payment date and payroll cutoffs; they can change how pcb is applied.
- Remember EPF rules for employees over 60: employer minimum contribution is 4% and the employee share is 0% if liable.
Need a second check? Whatsapp me for more info +6019-3156508.
Compliance You Can Trust: Official Tables and Up-to-Date Rates
For reliable payroll results you should cross-check internal figures against the statutory tables and LHDN tools. This keeps your runs anchored to the EPF Third Schedule, SOCSO and EIS tables, and the latest Jadual PCB.
Verify before you file: use the LHDN Kalkulator PCB when you need a definitive income tax figure. Use your internal tool for planning and to test scenarios across residency categories.
What to confirm each run
- Contribution rates and rounding rules (EPF rounds total contributions up to the next ringgit).
- PCB tables that match the current year and applicable thresholds.
- That software and workflows record which official tables and versions were used for audit trails.
| Reference | Use | Why it matters |
|---|---|---|
| EPF Third Schedule | Compute employee & employer shares | Defines contribution rates and rounding |
| SOCSO / EIS Tables | Determine banded contributions | Funds injury, job-loss, and training support |
| Jadual PCB / LHDN Kalkulator | Confirm monthly withholding | Official income tax & pcb guidance |
Employers can rely on this process to meet statutory requirements and reduce payroll risk. Whatsapp me for more info +6019-3156508.
Automate Payroll in Malaysia: From Calculator to Full Payroll Software
Move from quick estimates to a complete payroll platform that keeps you compliant and reduces manual work.
Use software designed for businesses and employers to generate payslips, run PCB-ready calculations, and archive records. HR.my offers an online free option for unlimited employees with PCB (2025) support, EA form generation, and paperless HR like Leave management and Time Clock.
Generate payslips and stay aligned with LHDN and statutory requirements
You create professional payslips in minutes and keep a full audit trail. This helps employers respond quickly to employee queries and audits.
Customize EPF, SOCSO, and EIS contribution settings for your business needs
Configure epf contribution, socso bands, and eis contributions so allowances are treated correctly. That lowers errors and keeps contributions precise.
Free-to-use platforms and paperless HR features for unlimited employees
Choose a platform that supports Leave, expense claims, multiple approvers, and attendance with field check-in. PayrollPanda provides LHDN-approved automation while HR.my gives an online free route for growing teams.
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- Scale payroll reliably with automated runs and management dashboards.
- Map contribution rules, handle bonuses, and reduce spreadsheet risk.
- Get hands-on support for setup, migration, and ongoing support via WhatsApp.
Conclusion
Finish with an annual check: enter your yearly income into the bonus field to view how deductions and income tax shape your final take‑home amount. This gives a clear comparison between gross and net and highlights any unexpected differences in contributions.
Use the tool to test scenarios—model changes in rates, bonus timing, and monthly salary to see immediate effects on EPF, SOCSO, EIS, and PCB. When you need definitive withholding numbers, confirm results with the official LHDN pcb calculator.
Keep payslips and records, move to software if you scale, and contact us for help tuning settings or interpreting results. Whatsapp me for more info +6019-3156508.
FAQ
How do I start an estimate using the Malaysia Salary Calculator: Estimate Your Earnings?
Enter your monthly amount and select your residential status. The tool shows gross pay, statutory contributions like EPF, SOCSO, EIS, and an estimated monthly tax (PCB). Results update instantly so you can compare scenarios for different pay levels or residency types.
What breakdown does the Get an Accurate Malaysia Salary Breakdown Today view provide?
You’ll see gross pay, employer and employee contributions, statutory deductions, and net pay. The summary also lists each deduction with amounts so you can review EPF, EIS, SOCSO, and PCB entries side by side.
How do I use the tool to get EPF, SOCSO, EIS, and PCB estimates?
Input monthly pay and residency, then pick whether the entry is a regular pay or bonus. The calculator applies current contribution rates and PCB rules to show employee and employer shares and a projected monthly tax deduction.
Is the PCB (MTD) estimate definitive?
No. PCB (Monthly Tax Deduction) shown is an estimate for guidance only. Use it to plan cash flow, but keep records for year-end assessment and consult LHDN tools or a tax advisor for final liability.
When should I select “Bonus Only” instead of a full payslip calculation?
Choose “Bonus Only” when processing one-off payments so the system treats it as a separate taxable event. This prevents inflating monthly tax deductions and gives a more accurate PCB allocation for special payments.
What EPF contribution rates and rounding rules are applied?
The tool uses current employer and employee rates from the EPF Third Schedule and applies statutory rounding rules. Employer thresholds and special rates for older employees are included where applicable.
Who pays SOCSO and EIS, and what do they cover?
Both employee and employer contribute where required. SOCSO covers workplace injuries and invalidity benefits; EIS supports unemployment insurance. The FAQ tool lists monthly schedules and contribution splits for employees and employers.
How does the calculator handle allowable deductions that reduce monthly tax?
It factors standard allowable deductions and reliefs that apply to PCB computation where you provide relevant details. For complex claims, finalize your figures with LHDN or during the annual assessment.
How should I calculate PCB for a bonus to avoid skewing monthly tax?
Process the bonus as a separate item and use the “Bonus Only” mode. The tool then applies the correct PCB treatment for lump sums so your regular monthly tax profile remains consistent.
Can I estimate my assessment-year tax for 2024 and 2025 using yearly income?
Yes. Enter projected annual income including bonuses to get an estimated assessment tax for the relevant year. This gives a clearer view of final liability than monthly projections alone.
Where do you source official tables and rates for compliance?
Rates and tables come from EPF schedules, SOCSO and EIS publications, and LHDN PCB resources. The calculator is updated to reflect published changes so results align with official guidance.
Are EPF and PCB rates up to date in the tool?
The tool reflects the latest published rates and notes any recent updates affecting payroll. For absolute certainty, cross-check with EPF, SOCSO, and LHDN publications at the time of payroll processing.
Can I automate payroll and generate official payslips from this platform?
Yes. You can move from the estimate to full payroll software that generates payslips, stores records, and ensures alignment with LHDN and statutory reporting requirements. Integration options help reduce manual work.
Can I customize contribution settings for my business needs?
You can adjust employer-side settings where statutory flexibility exists and configure employee group settings. The system supports different contribution rates, rounding preferences, and reporting formats for compliance.
Are there free platforms or paperless HR features available for unlimited employees?
Several cloud payroll and HR services offer free tiers or trial periods with digital payslips, leave management, and statutory reporting. Evaluate features, security, and support before migrating large workforces.
I need help with calculations or setup — how can I get support?
For hands-on assistance, reach out via WhatsApp at +6019-3156508 for setup help, customization, or queries about statutory contributions and payroll compliance.