Surprising fact: over 40% of working adults in the country report confusion about what their take-home pay will be after deductions.
You need a quick, reliable tool that shows how gross pay turns into your real take-home amount.
This page guides you through a clear breakdown of statutory contributions like EPF, SOCSO, EIS, and PCB, and how each line affects your income.
Tools from Talenox, PayrollPanda, and HR.my keep calculations current for residents, returning experts, and knowledge workers, so you can plan payroll or personal finances with confidence.
If you want tailored help or have an unusual allowance, Whatsapp me for more info +6019-3156508 and I’ll walk you through edge cases fast.
Key Takeaways
- Use a trusted online free option to get a fast snapshot of your take-home pay.
- Understand deductions like EPF, SOCSO, EIS, and PCB to interpret your results.
- Platforms such as HR.my, PayrollPanda, and Talenox help keep payroll compliant.
- You can test scenarios for each employee and export results into workflows.
- Contact via WhatsApp for specific queries or complex allowance calculations.
Get an Accurate Take-Home Pay Breakdown Today
Get a clear, line-by-line view of what each statutory deduction does to your take-home pay.
Enter your monthly salary and press calculate to produce an instant breakdown of gross-to-take-home figures. PayrollPanda’s calculator shows gross pay and the split for EPF, SOCSO, and EIS for both employee and employer.
The tool presents calculations in clear amounts so you can see how each ringgit affects your final income. A short disclaimer notes that PCB (monthly tax deduction) may update; this is informational and not a substitute for official guidance.
- Quick input of monthly salary yields a full statutory split.
- Amounts are shown per line for easy comparison and internal sharing.
- Need help with unusual allowances or edge cases? Get fast support — Whatsapp me for more info +6019-3156508.
| Output | Employee | Employer | Notes |
|---|---|---|---|
| EPF | Employee share shown | Employer share shown | Contributions by law; rates vary by age |
| SOCSO | Employee portion displayed | Employer portion displayed | Based on official tables for coverage |
| EIS | Monthly contribution | Monthly contribution | Income support and reskilling fund |
| PCB (tax) | Estimated deduction | — | May update; verify with LHDN |
net salary calculator malaysia: How It Works, What You’ll See, and Why It’s Reliable
Provide your monthly income, age, and residency status and the tool will return a precise breakdown of contributions and withholding.
Simple steps: enter monthly salary, set status, and calculate
Begin by entering your monthly pay, choosing your residency (Malaysian, PR, or non-resident), and selecting age. Then run the calculation to get a clear payslip-style output.
Key inputs: salary, age, residency, allowances, deductions
You can add typical allowances and deductions so the result matches your real payslip. The tool uses your inputs to scale contributions correctly, not one-size-fits-all assumptions.
Outputs you get: EPF, SOCSO, EIS, PCB and net pay breakdown
Outputs include EPF, SOCSO, and EIS amounts for both employee and employer, plus a PCB line computed from LHDN tables. The final amount shows what you take home after those items.
- Line-by-line EPF, SOCSO and EIS contributions and employer shares.
- PCB withholding based on LHDN; cross-check with the official pcb calculator if needed.
- Values are calculated the same way payroll teams present payslips for easy reconciliation.
If you need help matching company policy or taxable allowances, Whatsapp me for more info +6019-3156508.
| Input | Why it matters | 成果 |
|---|---|---|
| Monthly income | Base for all calculations | Gross and each contribution amount |
| Age & residency | Affects EPF and PCB rates | Adjusted contribution percentages |
| Allowances/deductions | Changes taxable amount | Updated PCB and take-home amount |
Statutory Contributions and Deductions That Shape Your Salary
Learn how each required deduction is applied to your pay and how rules shift with age or bonuses.
EPF contribution is the largest mandatory item. Employees pay 11% of monthly salary. Employers contribute 13% when wages are RM5,000 or below, and 12% when wages exceed RM5,000.
The total EPF amount, including cents, is rounded up to the next ringgit. Employers must not show exact percentage math for salaries below RM20,000. If a bonus pushes a monthly wage over RM5,000, the employer still uses 13% that month for staff whose base pay is RM5,000 or less.
SOCSO and EIS obligations
SOCSO contributions follow official tables. Both employee and employer shares appear on the payslip to fund workplace injury and disability coverage.
EIS is monthly insurance for job loss and reskilling. It appears alongside SOCSO in statutory calculations and helps protect your income between jobs.
Income tax and PCB
Monthly tax withholding follows LHDN PCB tables (with recent 2025 updates). This tax line reflects your estimated liability so payroll aligns with official schedules.
“Confirm contributions and deductions before payroll is final to avoid costly corrections.”
| Item | Who pays | Note |
|---|---|---|
| EPF | Employee 11% / Employer 13% or 12% | Rounded up; age 60+ rules alter rates |
| SOCSO | Employee & employer per table | Coverage for injury/disability |
| EIS | Employee & employer | Income support and reskilling |
If you need help applying these contribution rates to your payroll or a bonus month, Whatsapp me for more info +6019-3156508.
Compliance Made Easy: Bonus Tax, Assessment Years, and Official Tables
To compute bonus tax precisely, run a combined payroll calculation and subtract the salary-only withholding. This isolates the bonus-only PCB amount for clear reporting.
Example: RM5,000 monthly salary + RM5,000 bonus → combined PCB RM650; salary-only PCB RM130; bonus-only tax RM520.
How to estimate assessment-year tax: For 2024, enter total 2024 income in the bonus field (leave salary empty), add allowable deductions, and select PCB year 2024. Repeat the steps for 2025 with PCB year 2025.
- Use the combined payslip method to isolate bonus withholding.
- Switch to “Bonus Only” mode to view statutory contributions for the bonus component.
- Cross-check monthly PCB with the official LHDN pcb calculator and Jadual PCB 2025.
- Verify EPF via the Third Schedule and confirm SOCSO and EIS tables match current rates before payroll approval.
Keep documentation of your calculations so both employer and employees have a clear audit trail. For complex cases, Whatsapp me for more info +6019-3156508.
Automate Payroll with Trusted Tools in Malaysia
Trusted payroll tools streamline contributions, tax withholding, and payslip delivery.
HR.my
HR.my is an online free platform that supports unlimited employees. You get leave, expense claims, time and attendance with field check-in, and document workflows with up to three approval levels.
PayrollPanda
PayrollPanda is LHDN-approved and generates payslips in one click. It customizes EPF, SOCSO, and EIS calculations and stays updated with contribution rates and tax requirements.
LHDN PCB calculator
The official pcb calculator is your benchmark for monthly tax withholding. Use it to validate figures, then lock those numbers into your payroll runs to avoid manual rework.
Talenox
Talenox keeps EPF and PCB rates current for 2025 and supports multiple residency statuses, REP, and Knowledge Worker categories. That reduces configuration time for your business.
- Centralize management so payroll inputs are accurate before you process payslips.
- Use an epf calculator or calculator epf view to validate retirement numbers and mirror them in payroll runs.
- Give employees access to their payslips and calculations to cut helpdesk queries; for edge cases, Whatsapp me for more info +6019-3156508.
| Tool | Key feature | Best for |
|---|---|---|
| HR.my | Leave, claims, time attendance, free platform | Small to medium businesses with many employees |
| PayrollPanda | LHDN-approved payslips & compliance updates | Businesses needing compliant payroll automation |
| Talenox | Updated EPF/PCB for multiple statuses | Firms with varied residency or REP staff |
结论
Close your pay period by validating contribution rates and tax entries to avoid corrections later.
Use official references — check the LHDN Kalkulator PCB, EPF Third Schedule, and SOCSO & EIS tables when you run a final review. This keeps income tax and pcb lines accurate.
Validate with tools such as HR.my, PayrollPanda and Talenox, then save the results into payroll so employees get correct payslips on time.
Double-check EPF with an epf calculator or calculator epf, model monthly salary or bonus changes, and confirm deductions and eis contributions before you commit.
Need help? For tailored guidance on complex allowances or benefits, Whatsapp me for more info +6019-3156508.
FAQ
How does the Malaysia net salary calculator estimate my take-home pay?
The tool asks for your gross monthly pay, age, residency status, and any allowances or deductions. It then applies statutory rates for EPF, SOCSO, and EIS, plus monthly PCB (income tax) schedules to produce a clear take-home pay breakdown including employee and employer contributions.
Which contribution rates does the calculator use for EPF, SOCSO and EIS?
It uses current statutory rates: employee EPF contributions (typically 11%), employer EPF share (commonly 13% or 12% depending on category), SOCSO employer/employee shares per official tables, and EIS monthly contributions. Rounding rules and age 60+ adjustments are also applied where relevant.
Can the tool compute bonus-only tax or combined payslip taxes?
Yes. You can run a bonus-only PCB calculation or include bonuses in a combined payslip method. Both follow LHDN procedures so the monthly tax deduction aligns with official tax treatment for bonuses and one-off payments.
Is the monthly PCB estimate aligned with LHDN schedules for 2024 and 2025?
The calculator references the latest PCB schedules and produces monthly withholding estimates consistent with LHDN guidance for assessment years 2024 and 2025. It flags differences when official tables update so you stay compliant.
How accurate are SOCSO and EIS calculations?
Accuracy depends on correct inputs. When you provide precise gross pay and employee category, the calculator uses SOCSO and EIS official tables to compute contributions and employer shares. For complex cases, payroll software integration is advised.
Which payroll platforms integrate these statutory calculations?
Trusted options include HR.my (free platform), PayrollPanda (LHDN-approved) and Talenox. The LHDN PCB calculator serves as an official benchmark. These platforms automate EPF, SOCSO, EIS and tax calculations, generate payslips, and help with compliance.
What inputs should I enter to get a reliable result?
Enter your monthly gross pay, employment status, age, residency, and any taxable allowances or deductible items. Add bonus amounts and specify whether they’re paid separately or with salary to reflect accurate withholding and contribution outcomes.
Can employers use this for payroll and payslip management?
Yes. Employers can use the breakdown to prepare payslips, compute statutory employer contributions, and generate monthly PCB deductions. For larger teams, payroll software reduces manual errors and maintains records for audits and reporting.
How does the calculator handle rounding and special rates for older employees?
It follows official rounding rules and applies adjusted EPF contribution rates for employees aged 60 and above. SOCSO and EIS treatments are applied according to the employee’s age and contribution eligibility.
Where can I find the official reference tables used for calculations?
Reference materials include the LHDN PCB schedules, EPF Third Schedule, and SOCSO/EIS contribution tables published by the respective agencies. Payroll platforms typically link to or embed these official sources for transparency.
Is there support if I find discrepancies in my payslip?
If figures differ, verify your inputs first. For persistent discrepancies, contact your HR or payroll provider, or consult official resources from LHDN, KWSP (EPF), or PERKESO (SOCSO). Many payroll platforms offer customer support to reconcile differences.
Can I use the calculator for yearly income tax planning?
Yes. Use monthly estimates to project annual taxable income and expected assessment-year tax. This helps with budgeting, planning contributions, and estimating final tax payable or refund at year-end.
Is the tool free and suitable for small businesses?
Many online calculators and platforms like HR.my offer free tools suitable for small employers. Paid solutions such as PayrollPanda and Talenox provide advanced features, multi-status support, and LHDN-compliant reporting for growing businesses.