Did you know that a small miscalculation can change your take-home pay by hundreds of ringgit in a year? You deserve clear numbers fast so you can plan with confidence.
This tool walks you from gross to net in minutes. It covers PCB (MTD), EPF, SOCSO and EIS using Malaysian tables like Jadual PCB 2025, EPF Contribution Third Schedule, and SOCSO tables. You’ll see what employees and the employer must contribute and how those figures affect your take-home pay.
If you need help setting up inputs or testing a bonus option, message us on WhatsApp at +6019-3156508 for friendly support. The workflow saves you time and reduces compliance risk by aligning results with official LHDN rules.
Key Takeaways
- Quickly convert gross pay to net using official Malaysian contribution tables.
- Preview employer and employee contributions for EPF, SOCSO and EIS.
- Use the bonus-only options to get accurate statutory figures for one-off payments.
- Enter yearly income in the bonus field to estimate tax for AY 2024 or 2025.
- Reach out on WhatsApp for real-time support if you need setup help.
- Review payslip-ready breakdowns to share with your payroll team.
Why Choose Our Malaysian Salary Calculator for Precise, Compliant Payroll
See exact deductions and employer costs at a glance, built for Malaysian payroll rules.
All-in-one coverage: Our tool combines PCB, EPF, SOCSO and EIS so you don’t jump between multiple systems. That saves time and reduces errors when contribution rates or statutory tables may change.
Feature highlights
You get payslip-ready breakdowns that your payroll team and employers can file without reformatting. Export results to Excel, test overtime and allowances, and run bonus scenarios using combined or bonus-only methods.
Up-to-date contribution logic
The logic follows EPF third schedules, SOCSO tables and the Caruman SIP / EIS rules. Preview both employee and employer contributions in one view so stakeholders see the full picture.
“Reach out on WhatsApp at +6019-3156508 for fast setup help and support.”
- Clear audit trail for audits and statutory reviews.
- Handles EPF, social security and EIS entries with correct contribution rates.
- Shows PCB impact for combined pay and bonus calculations.
monthly salary calculator
Quickly see how gross pay turns into net pay with clear steps you can follow.
How it works: from gross pay to net pay, step by step
Start by entering your gross pay and any bonus. The tool calculates statutory deductions per month so you can watch each line reduce your take-home amount.
It shows EPF, SOCSO and EIS as separate entries. You can repeat the process with new figures to test changes in income or benefits.
What you’ll see: contribution amounts for EPF, SOCSO, and EIS
You get a line-by-line list of deductions and employer contributions. This helps both employees and payroll teams validate each entry before finalising payslips.
Notes on PCB updates and using bonus-only calculations
The tool shows combined PCB when you add a bonus. To isolate bonus tax, subtract the salary-only PCB or switch to Bonus Only mode.
Example: monthly salary RM5,000 + yearly bonus RM5,000 → combined PCB RM650; salary-only PCB RM130; bonus tax RM520.
| Item | Value (RM) | Note |
|---|---|---|
| Monthly salary | 5,000 | Regular gross pay |
| Yearly bonus | 5,000 | One-off payment |
| Combined PCB | 650 | Tax for payslip |
| Salary-only PCB | 130 | Monthly salary tax |
| Bonus tax (isolated) | 520 | Combined minus salary-only |
Note: EPF monthly contributions are rounded up to the next ringgit per EPF Third Schedule, except for salaries above RM20,000 where exact percentage rules may apply.
Understand Malaysian Salary Components and Statutory Contributions
Get a clear view of how mandatory contributions shape your net pay every pay period. This short guide breaks down the main statutory items so you can apply the right numbers when payroll is processed.
EPF essentials
Employees Provident Fund (EPF) requires an employee share of 11% and an employer share of 13% for wages RM5,000 and below. For wages above RM5,000 the employer share drops to 12%.
Totals are rounded to the next ringgit per the EPF Third Schedule, except when salary exceeds RM20,000 where exact percentages apply. For employees above age 60 who remain liable, the employee rate is 0% and the employer pays 4%.
SOCSO and EIS at a glance
SOCSO and the Employment Insurance System (EIS) use wage bands and tables to set contributions. Both employee and employer normally make these contributions per month.
Use current tables from the social security organization to confirm the socso contribution and eis contributions made for each wage band.
PCB/MTD and income tax context
To estimate assessment year tax, enter total yearly income into the bonus field and leave salary empty in our tool. Include allowable deductions and pick the correct PCB year (AY 2024 or 2025) or verify via the LHDN Kalkulator PCB.
Allowable deductions
- EPF relief (up to RM4,000 already considered)
- Life/medical insurance or takaful (up to RM3,000)
- SSPN, education and higher education fees, and lifestyle or medical treatment allowances per official limits
Salary and bonus handling
Decide between combined and bonus-only approaches. When a bonus pushes monthly wages over RM5,000, the employer’s EPF rate remains 13% for that month. This matters when isolating bonus tax from regular pay.
Tip: Keep a checklist of contribution rates, documents, and current tables before closing payroll to avoid common errors.
Conclusion
Close payroll confidently by checking EPF, SOCSO and EIS contributions so each employee and employer entry is correct per month.
You’re ready to review each deduction and contribution line and confirm the final amount for every pay run. Use the combined-versus-bonus-only PCB method to isolate bonus tax or subtract salary-only PCB from the combined figure.
Export summaries to Excel, prepare payslips, capture claim documentation, and share results with stakeholders so benefits, insurance and deductions align before processing.
If you want extra guidance on paycheck scenarios, see this paycheck guidance via paycheck guidance. Re-run income scenarios regularly because rules may change and small updates can affect tax and net pay.
FAQ
How do I calculate net pay from gross pay using this Malaysian tool?
You enter your gross income, any bonuses or overtime, and the tool applies statutory deductions like EPF, SOCSO, EIS, and PCB. It then subtracts those contributions and estimated tax to show your take-home pay. You can toggle age-based EPF rates and choose whether to include bonuses in the same period for a precise result.
What contribution rates for EPF, SOCSO, and EIS does the system use?
The system uses the current Malaysian rules: typical employee EPF at 11% and employer rates at 12% or 13% depending on policy and age bands. SOCSO and EIS follow official schedules and brackets, and the calculator updates when authorities announce changes so contributions stay compliant.
Can I run calculations for bonus-only payments or split salary and bonus?
Yes. You can choose a bonus-only mode to compute tax and contributions for lump-sum bonuses, or run combined payroll where regular pay and bonuses are aggregated. The tool follows the correct tax treatment to avoid over- or under-withholding.
How does PCB (monthly tax deduction) get estimated here?
PCB is estimated using the current LHDN rules, taking into account your tax reliefs, EPF contributions, and declared allowances. You can set your assessment year, marital status, and reliefs so the system produces an accurate monthly tax withholding estimate.
Which allowable deductions can reduce my PCB withholding?
Common deductions that lower PCB include EPF contributions, life and medical insurance premiums, certain lifestyle or education reliefs, and other approved tax reliefs. Enter these amounts to see how they affect your monthly tax estimate.
Are rounding rules and age-based EPF rates handled automatically?
Yes. The calculator applies official rounding rules and adjusts EPF employer and employee percentages based on age brackets, ensuring the breakdown matches payroll requirements for different staff segments.
How often is the contribution logic updated for compliance?
The contribution logic is updated whenever Malaysian authorities change rates or rules. We monitor announcements from EPF, SOCSO, EIS, and LHDN to keep the calculations current and compliant.
Can employers run bulk calculations for multiple employees and different benefit profiles?
Yes. The tool supports batch processing so you can upload employee data, include varying allowances, overtime, and bonus scenarios, and get payslip-ready breakdowns for each staff member.
Is there guidance for medical treatment claims and payroll handling for employee leave?
The FAQ and help guides explain how medical allowances, insurance reimbursements, and paid sick leave affect payroll and contributions. For claim setup or specific cases, you can contact support via WhatsApp at +6019-3156508 for step-by-step help.
How do income tax assessment year and employer contributions affect net pay projections?
The assessment year determines the tax rates and reliefs applied to your income. Employer contributions — such as the employer portion of EPF and SOCSO — do not count as part of employee taxable income but do affect total employer cost. The tool separates employer and employee figures for clarity.
Will this tool work if contribution rates change mid-year?
Yes. You can set an effective date for contributions or run split-period calculations to reflect mid-year rate changes. That ensures accurate historical and forward-looking payroll reporting.
Where can I get support for setup, integration, or payroll export formats?
For setup help, API or payroll export formats, and integration with your payroll system, reach out on WhatsApp at +6019-3156508. Support can assist with CSV exports, payslip templates, and aligning outputs with your payroll software.